#other thing she does is shell randomly just say my name like i’m in trouble because it’s ’funny to see me flinch’

[alaskan-wallflower]

how come whenever my aunt comes over and i dare look at my phone she demands to see what im looking at like im not even her fucking kid lmao what does it matter to her

[princessselene126]

Wincin OTP Headcanons

Yall I love Wincin so much? Childhood friends to lovers? One of my fave tropes ever. And Jacin and Winter’s relationship was done so well. Take your headcanons and run!

1) Who rocks the Ferris Wheel seat and who flips out and begs them to stop? Winter rocks it, but Jacin doesn’t ask her to stop. He just sits there smirking at her because she’s adorable.

2) Who is always horny and will have sex at any time, at any place and at any time? Winter is canonically more horny than Jacin, so I’m going to say Winter. They’re at a gala? She pushes him into a vacant closet nearby. They’re checking out a BSB (bioelectricity security block) factory? Winter finds an excuse for them to sneak away and go to the bathroom. Jacin frequently says, “Winter, seriously, I love you, but now isn’t the time.” fuck do i need to write wincin smut now?

3) Who is more into taking showers/baths together? Who tries to make it relaxing and who tries to make it sexy time? I think Jacin is, just because it gives him an excuse to be close to her. Jacin actually is the one to initiate sexy times because in his mind they’ll be able to skip the cleanup step and relax afterwards. Winter doesn’t object in the slightest.

4) Who likes to walk around the house naked and who tells the other to go put some clothes on? Winter. Jacin rolls his eyes at her and maintains eye contact because well, “don’t look down, don’t look down. You look down and you’re a goner and she wins.”

5) Who sleeps on the couch when they get into a fight? Jacin does, but they’ve only had two fights ever get that bad.

6) Who takes photos of the other while they sleep? Winter takes pictures of Jacin because it’s the one time he’s not constantly frowning.

7) Who said “I love you” first? and who ends their arguments in a fight with “Because I love you”? Again, can’t remember who said it first in canon, but I’m pretty sure it was Winter. Jacin is the one to say “because I love you?” to end arguments.

8) Who likes to wear the others sweatshirts? Winter likes to steal the jacket of his old guard uniform and wear only that. Jacin is but a simple man... he knows what she’s trying to do and he goes for it every single time because damn if she’s not the most beautiful woman he’s ever met.

9) Who wakes the other up in the middle of the night to tell them a cool dream they had? Who has the most nightmares, and who sings them back to sleep after? Winter wakes up in the middle of the night to tell Jacin her dreams. He tells her to go back to bed, but listens to her talk anyway. Winter has the worst nightmares given literally everything that’s happened in her life, but Jacin has a lot too. His are mostly about Winter getting hurt. Jacin will hum Winter to sleep when she has them, and She’ll actually sing him to sleep when he has them.

10) Who is more likely to cheat? We’re going to pretend this isn’t about cheating on another person because neither of them would ever do that. They love each other too much. Instead we’re gonna say who cheats at games. It’s Winter. All the time. He doesn’t call her Trouble for nothing.

11) Who makes fun of the other for having a crush on them, and who has to remind them that they are in a relationship? Neither of them does that. They were both in love with each other for basically their entire lives so...

12) Who starts a food fight in the kitchen? Winter. She thinks it’s fun. Jacin says they shouldn’t be making such a mess but when she throws a piece of cake in his face it is on. 

13) Who initiates duets? and who is the better singer? Winter initiates duets and Jacin joins in surprisingly fast. When she does it in front of the rest of the rampion crew, Jacin hesitates, but one look from Winter has him singing along. The rampion crew is shook that he can sing. Cinder isn’t surprised as much as everyone else because closeted singers can tell if someone else is a closeted singer. That also means Jacin has a feeling Cinder can sing, but he’s never been able to confirm it. Winter is the better singer of them, but Jacin can hold his own.

14) Who starts the hand holding? Who grabs the others butt? Who slides their arm around their waist? Who likes to put their fingers in the belt loops? Jacin is the one to initiate hand holding because it’s one of the easiest ways to keep her by his side. Winter likes to grab his butt. They both like sliding their arm around the other’s waist, it’s just a matter of who beats the other to it. Winter likes putting her fingers in his belt loops when she’s hugging him from behind then kiss or rest her head on his shoulder. 

15) Who likes writes the others name on their wrist? I don’t think either of them does this. Winter thinks about him all the time, sure, but she isn’t one to write as much on her wrist. And Jacin definitely isn’t.

16) Who is more seductive when they are drunk? and who is louder in bed? Jacin is a horny drunk which is part of the reason he doesn’t get drunk very often. Winter thinks it’s awesome and can totally get on board with it. but she never does anything with him when he’s drunk because he can’t give consent. always make sure you have consent, kids I really want to say Jacin is louder in bed too even though he desperately tries not to be. Winter loves it. It’s one of the few times she can get him out of his shell.

17) Who is more protective? Jacin. I don’t even need to elaborate on this one, just read all of the lunar chronicles, specifically Cress and Winter.

18) Who talks to the other while they are sleeping? Jacin talks to Winter when she’s sleeping. Usually it’s about how much he loves her. If Winter tried to do it, Jacin would wake up because he was trained to be a light sleeper.

19) Who drives and who has the window seat? Jacin drives and Winter has the window seat. He loves glancing over at her once in a while to see how happy she is to watch everything go by.

20) Who falls asleep in the others lap and who carries them to bed? Winter falls asleep in Jacin’s lap all the time. He never hesitates to carry her to bed, tuck her in, press a kiss to her forehead, then crawl into bed himself.

21) Who cuts the others hair? Winter cuts Jacin’s hair because she likes running her hands through it.

22) Who is super bad at sexting? and who sends them encouraging messages throughout the day? Jacin is terrible at sexting. Honestly not even worth trying, he’s that bad. Winter sends him encouraging messages because she knows they’ll make him smile for a split second.

23) Who thinks they are not good enough for the others love? and who’s more afraid of loosing the other? Who thinks they keep messing up, only for the other to tell them they don’t need to worry? I think they’re both secure enough in who they are to know they’re good enough for each other. Jacin is more afraid of losing Winter. He doesn’t really have a reason to be afraid of that after the revolution, but old habits die hard. I don’t think either of them thinks they mess up a lot either? They can both let things go if they know it isn’t their fault.

24) Who starts random slow dancing with the other in the kitchen? Who holds the other just above the ground and kisses them? Jacin will start randomly slow dancing with Winter when they’re alone sometimes. He also lifts her off the ground and kisses her.

25) Who says shitty puns and sex jokes just to see the other giggle and blush? They both say shitty puns from time to time, but Winter definitely says more sex jokes. Jacin tries very hard not to let them affect him, but more often than not a light blush will tint his cheeks.

26) Who kissed first? Can’t remember because I’m blanking. We’re gonna say Winter kissed Jacin first.

27) Who orders take out at two in a morning? and who wakes the other up at three in the morning to go downstairs with them to get a glass of water because it’s too dark? Neither of them. Winter will ask Jacin to come down with her mostly because her visions still haunt her even though she doesn’t get them any more. Jacin never hesitates to come with her, holding her hand the whole time to reassure her.

28) Who writes poems/stories and love songs about the other? Do they sing the songs the write for them? Neither of them does this. But I do think Winter will constantly tell Jacin how much she loves them with a lot of flowery language.

29) Who does some crazy stunt to try and impress the other and who ends up driving them to the emergency room after it backfires? Winter. Jacin doesn’t know how she managed to sprain her wrist doing that, but he’s glad he’s a doctor and has a brace laying around.

30) Who is embarrassed when they have to wear their glasses and who thinks they look super cute? Neither once again. I don’t think either ever needs to get glasses either.

Send me numbers and a ship

[szopenhauer]

Do you like Chanel purses? no

When was the last time you had Pepsi? ages ago

Do you know anyone with exaggeratedly big muscles? not personally

What is your favorite endangered animall? elephant

Can you name someone with the same last name as you? my parents

Who was the last person to scream your name? ...

By the way, that wasnt meant to be perverted.  too late  I have no idea why I thought about that - no one ever screamed my name this way and nobody ever will :x

Do you struggle to articulate your thoughts and feelings? it seems Name something that you are doing tonight. nothing and I realized that I don’t want to go to sleep more than ever before, I just don’t want to wake up tomorrow and yet I’m scared of dying (suffering)

Do you like the smell of a barbecue? nah

Would you date an 18 year old at the age you are now? too young for me Are you more likely to show affection through your words or your actions? words I guess Do you have an easy time falling asleep? I wish Are you a crier? crybaby Do you like to wear makeup? no Do you have a high tolerance for people? pfft Do you like your bed? why not How many times have you been to the ER? few

Are you wearing shorts? basically never

Do you eat randomly, just whenever the hell you want? ...

Did you have trouble getting up this morning? yeah What’s a few things that automatically make you go, “Awww”? cute little dogs Do you have soft hands? Do you like holding hands? do I? I like to hold hands tho What’s your opinion on perfumes that are REALLY expensive?  dumb, I hate perfume but expensive - that is ridiculous! Have you ever really hated a teacher and practically made it clear you did? Conceal, don't feel, don't let them know. Are you a little bit cautious around horses? Do they scare you a bit? I’m just a cautious person in general  If you could live next door to ANYONE, who would you want to live beside? love of my life, I mean - we can live together but for now it would be cool if we were neighbors at least, you know what I mean? Do you think your friends are pretty? Do your friends think your pretty? what friends... Are you currently worried about your parents finding out about something? maybe mom about that one particular thing that starts on S and ends with X

What is your opinion on air pollution? less cars!

Were you forced to read ‘The Odyssey’ in high school? from what I remember

Who was the last person to come visit you? M.

When was the last time you shaved your legs? recently

Do you own any superhero shirts? nope

What is your opinion on the “Team Edward/Team Jacob” shirts? I dislike Twilight

If you had to teach a class, what would you teach? if I really had to then art

How did your parents meet each other? personal

What profession do you think is the most under-appreciated? garbage collectors, those who clean the streets or hospitals, postmen etc.

Have you ever drawn on someone while they were sleeping? don’t do that

Does time really heal all wounds? Or is that just a trivial saying? trivial saying

Where is your favorite place to take a nap? I don’t do naps but my bed

Would you rather lose all your old memories, or never be able to make new ones? not be able to make new

Have you ever swerved off the road to avoid hitting an animal? I don’t drive

What’s a tradition you hope never dies out? it’s a secret

Do you have any exes you’d consider dating again? I’m dating my ex 

Have you ever went a year without getting your hair cut? yes Do you think you could go a week without sugar? without sweets? I already do, I don’t even drink tea with sugar  Would you be willing to go one day each week without meat? absolutely Do you feel comfortable telling people how much you weigh? whatever Are you any good at sewing? I know basics Have you looked at any old photos of yourself lately? this year Do you carry a calculator around with you everywhere? I don’t need it that often Do you like to plan things out or just go with the flow? plan but not strictly

Do you garden at all? If so, what types of things do you grow? I help my parents which I find pointless because there is always much more work than results Do you consider cooking to be an art? when done right How many pairs of sunglasses do you own? too many considering that I barely wear ‘em ^^” Are you a fast or slow reader? fast Would you ever spend $500 on concert tickets? hell no Do you know anyone who looks like you? there was a gal who was similar to me on tumblr but younger than me, I lost contact with her  Do you get nervous when you go to the doctor?  yeah :( Are you a short tempered person? oh well...

Does it take a lot to gross you out? I’m easily grossed out  Last time you seen an ocean: never saw ocean in person Do you collect sea shells? not as much as I used to

What is one change you need to make in your life this month? lets not talk about it, ok?

Would you have sex with the last person you texted? done Are you planning on kissing anyone tomorrow evening? she’s gonna be busy working Do you require a lot of private time? yasss Have you ever told a guy you were a lesbian to get him to leave you alone? it’s because I’m a lesbian lmfao If you have a favorite television show, who’s your favorite character? in my most fav shows plot was more important to me than characters tbh, it’s hard to explain, I hope I’m not the only one who thinks this way haha but in Buffy I didn’t like Xander and Angel was annoying even though he was necessary, I wasn’t a fan of Faith and didn’t understand Riley existence in the universe, also Dawn changed a lot for worse but I swallowed it with patience, in Call the midwife I felt crappy when they took Chummy and Jenny away, I didn’t watch newest episodes so I have no idea who Lucille and Valerie are, I horribly miss sister Evangelina :(

What’s the best part about flying? don’t ask me, I’ve never been on a plane

Did you ever watch Sailor Moon? fragments

Chocolate or Vanilla ice cream? vanilla

If you had to get glasses would you wear contacts? I’d prefer glasses

Are mac’s really better than PC’s? I’m a PC gal

D0 y0u l1k3 t0 t@lk l1k3 a 5c3n3 k1d? *cringe*

When you were red and green clothes do you feel like a Christmas Tree? lol

What TV show has the best theme song? hard choice

New Year’s Plans? I don’t plan to live that long

Would you agree that Sex and The City is the best show ever? no way, I didn’t even care enough to watch one episode of it

Do you call your friends with red hair “ranga’s”? wtf

Have you ever been surfing? me? surfing? r u kidding?

Would you feel funny if you kissed somebody of the same sex? excuse me, I’m into women exclusively

Name a thing in your room that other probably don’t have in theirs: me ha!

What’s your best jacket like? comfy :3

What’s something you can cook or bake like a pro? nothing 

If you could pull off any hairstyle, what would it look like? I have couple of ideas ;)

What is the worst thing that happened so far today? my failed appointment as I didn’t get any answers nor help for my heart condition and allergies and that was the last attempt, I have no other ways of fixing things to survive next months, my life;s officially over, I only have suffering and fear left, I’m a burden and I want to kill myself sooner than food or cardiac arrest 

Did that ruin your day? it ruined my LIFE

What’s something good you’re looking forward to? sweet relieve of death?...

What’s something that you think is really cute?

*wish it was mine

Describe your feet: eww, why, better not

If you see somebody crying, do you start crying too? depends

How do you like your hoodies? oversized, without kangaroo pocket in front and/or a zipper, yuk

Is having to pee really badly worse than being really thirsty? it is to me at least

Were you a cute baby? I was a red haired potato

Are you talking to anybody right now? online 

How tall are your tallest socks? I kept my rainbow knee high socks but I don’t use them anymore

Are you waiting for a phone call? at night?...

Do you look forward to swimsuit season, or get really nervous? I was skipping swimsuit seasons for over 10 years until this summer - I bought the cheapest and went to stand/walk in the water and sit on a beach despite my insecurities 

If you could live for a year with any foreign family, where would you go? don’t wanna, scary

What do you wish people would pay you to do? browse the internet XD

Do you take good pictures? I try

Should you be doing something else right now? wash my hair, drink water, commit suicide - who knows

Did that question make you nervous? that question made me sad 

Why don’t girls like porn? some enjoy it 

Tell me a memory of this summer: this summer is all about romantic love, illnesses and nostalgy

Do you think it’s pretty when 100s of balloons are let loose into the sky? a waste but still pretty, sorry love, I know you’d be irritated so don’t worry - I will never do smth like that to ya

[kahran042]

Encyclopedia Brown thoughts: book 22

Encyclopedia Brown and the Case of the Slippery Salamander

General:

This book is dedicated to the memory of Rebecca Blackwell, who died before her second birthday. :,(

The Case of the Slippery Salamander:

What, no references to Idaville's banks and delicatessens? :)

Maybe it's just me, but a reptile/amphibian exhibit seems more suited to a zoo than an aquarium. Making matters worse is the fact that The Case of Bugs’s Zebra establishes that Idaville has a zoo.

Now I'm imagining a case where someone steals a $300 ferret from a pet store, and is given away when he claims to be an expert on "ferrets and other rodents."

The Case of the Banana Burglar:

I wonder if Bugs willingly signed up for Art in the Park out of a genuine interest in art, if he signed up to make trouble, or if his parents made him sign up.

I love Bugs' chutzpah here with his "All I've eaten today is a lousy banana" remark. ^_^

Does Monsieur LeBlanc have a real name, or is his first name Monsieur?

If I were Pablo, I wouldn't want my job back, considering how much of an asshole Monsieur LeBlanc is.

The Case of the Dead Cockroach:

Scorpions are arachnids, so they probably shouldn't be competing in an insect race.

Um, @brownencyclopedia, you know that the roach is Bugs' freakin' pet, right? Sure, he's just using it to frame Encyclopedia for killing it, but still. :P

I've never seen a real roach, but if I did, I don't think I'd be learning anything about how they look when they die... of natural causes, that is. ;)

The Case of the Roman-Numeral Robber:

Charlie is ten, and he doesn't know what Roman numerals are? o_O

Whatever happened with the real Roman-Numeral Robber? Personally, I would have had Mr. von Martin turn out to have been the Roman-Numeral Robber all along.

Uh, Sobol, you do know that jewelers presumably know how to use Roman numerals correctly when not making watches, right? After all, even watches with IIII in place of IV don’t have VIIII in place of IX.

In addition to watches, tower clocks also usually use IIII instead of IV. Just thought I'd mention it.

The Case of the Runaway Judge:

A rose grower from Bloomington... yes, yes, very clever, I'm sure.

By "garden mazes," do they mean hedge mazes or something else?

Awfully convenient that Roberta Garnet happened to be the winner... or did Ms. Wedgwood just pick her because she could easily encode her name? I can't seen her being able to encode, say, Karyn Meyers or Alexander Findlay so easily.

The Case of the Peacock's Egg:

So, is it Wilford who doesn't know that peacocks don't lay eggs, or does he just assume his customers won't? I'm leaning toward the latter.

The Case of the Umpire's Error:

Interesting how both teams have alliterative names. I hope that Idaville is only the "Indians" because Sobol couldn't think of anything else that started with I.

That being said, I'd probably be rooting for the Porpoises, if only because I like dolphins.

On a related note, is there really any difference between a porpoise and a dolphin?

If I were an umpire, I wouldn't want to be polite to a crowd that were being total assbutts to me. But that's probably why I'm not an umpire.

The Case of the Calculating Kid:

It really doesn't seem to me that Encyclopedia and Sally randomly ducked into the convention center, but that they knew that the boat and fishing show had set up there and decided to go there to beat the heat.

"Yacht" is a funny word. Sorry, just had to bring it up.

Shells and More Shells isn't just a "company that sold seashells". For one thing, they aren't a company, but just a booth, and they also sell shell-decorated objects. That being said, the name does sound kind of fakey, so I would be suspicious of them, although not for the reasons that @brownencyclopedia is.

Amazing Grace is kind of a stupid name for a yacht, IMHO. What's worse is that Sobol had come up with at least two cooler yacht names - Coral Reef (The Case of the Pirated Yacht) and Defiance (The Case of the Blond Wig) - before this.

"These are" Mr. and Mrs. Hinton, not "This is," dammit! And Chief Brown is supposed to be smart?

What kind of tricks can you play with a calculator?

Lucky that Kent was able to recognize the face of the Shells and More Shells guy. I probably wouldn't be able to, not would I have had the presence of mind to enter "577345" into my calculator to finger my kidnapper. So I like this kid!

Seriously, though, "Shells and More Shells" sounds only slightly more believable than "Alkali Products Incorporated" from The Great Brain Reforms.

The Case of the Presidential Auction:

I’m sorry, but Gwendolyn doesn’t seem any different from Winslow Brant. Why is it wrong for her to do basically the same thing as him? Is it because Winslow is Encyclopedia’s friend, or because Gwendolyn is a teenager?

It should be Harry S Truman, without the period, because his middle name was just the letter S.

The Case of the Stolen Surfboard:

Final appearance of Benny Breslin, and good riddance.

Is this the same heat wave from The Case of the Calculating Kid?

Todd and Garth Breslin return, with the exact same description as in their first appearance. -_-

Why doesn't the lifeguard get a name if Benny knows him?

[freckledcoffeeaddict]

Snowed In

Part Two

From his seat at his breakfast bar, Luke starred at his closed bedroom door, knowing she was on the other side.  He knew that he should just settle in on the couch and get some sleep, but his mind wasn’t ready to shut down just yet as he went over everything that had happened tonight.

He’d been getting ready to head out to mass when his phone rang.  At almost midnight on Christmas Eve, he didn’t even look at the display on his phone, assuming it was his mother making sure that he was going to church.

“I’m walking out the door in five minutes.”  He said in way of answering the call.

“Oh thank god.”  A familiar voice that wasn’t his mother’s replied, “She called you.”

“JJ?” He asked confused.  He pulled the phone from his ear to glance at the display to make sure he’d properly identified the voice.

“Yes.”  JJ paused as she absorbed his confusion.  “She did call you, didn’t she?  You’re on your way to get her?”

“I was on my way out to church, JJ.  What are you talking about?”  Luke asked, trying to figure out what was going on.

“Garcia.”  JJ said and he could hear the panic in her voice.  “She needs a place to stay.  The power is out at her place and with the temps dropping there – it’s not safe.  She’s going to freeze.  I would have her stay with me, but Will & I decided at the last minute to go to Florida.  I talked to her when we landed a few hours ago, but I haven’t been able to get her back since then.”

His heart was racing at the thought of her in trouble.  “I’ll take care of her JJ.”  Luke assured her.

“Thanks Luke.  I’m grateful.  She probably won’t say it, but she’ll be grateful too.”

“Grateful enough to stop calling me ‘newbie’?” He half-joked.

“I wouldn’t bet on it.”  JJ laughed before thanking him again.

As soon as he hung up, he pressed the speed dial on his phone to call her, but got an automated message that the lines were busy.  He tried two more times before grabbing his keys and heading out to his truck.

He hadn’t realized how bad the snow had gotten and was thankful that his truck had all wheel drive.  It took longer than he’d thought it should have to drive to her place – and he didn’t see a single other vehicle out the whole way.

He pulled into her drive behind her tiny car that was buried in the drifting snow.  He cut the engine and got out of the car and the air hit him.  Pulling his jacket a little tighter, he took a quick glance up and down the street before leaning into the car and putting the key back into the ignition and cranking it back on.  He reached past the steering column and put the heat on full blast.

He then made his way to the front door of her building.  Out of habit, he reached up to buzz in, realizing as he hit the button that it would be obsolete without power.  Instead, he opened his wallet and took out a small file and quickly picked the lock to let himself into the building.

Once inside, he bound up the stairs and found her door.  He rapped quietly at first but heard nothing inside.  He shivered and knocked a little more forcefully, calling her name as well.  And still nothing.  He pulled his phone out to try to call her again, but the call still wouldn’t go through.  As the minutes passed, he started pounding on the door – pausing to listen for movement inside – and then pounding again.

He was about to pick the lock to her apartment as well, when he finally heard her voice from within.

She sounded sleepy and it took her a few minutes to get to the door.  That gave him time to compose himself.  He hadn’t realized how worried he’d really been about her until he heard her voice and relief flooded his body.  By the time she opened the door, he’d taken a stance leaning against the doorframe and did his best to put a smile on his face and act casual – like it was the most normal thing in the world for him to show up at her door at 1 am.

“What?  How?”  She look at him, a flash of confusion passes over her features before they both say, “JJ”.

He steps past her and enters the apartment.

“What are you doing here?”  She asks and he can hear the spite in her voice.  “I’m fine.”  She says emphatically.

He turns to face her and looks her up and down.  “Yeah, you look fine.”  She looks ridiculous.  Beautiful – but ridiculous.  Still wearing the heels and the dress she had on at the office earlier, she has added at least two hats, several blankets are wrapped around her, one mitten on, the other in her hand, and so many scarves that her can’t help himself from reaching out to try to count them.  “You’re wearing like six scarves Garcia.” He teases, easily falling into the banter they always seem to have.

“Hey!”  She grabs his hand before he can touch even one of the scarves, pushing him away.  

Her hand is like ice and he no longer wants to tease her about her attire.  “Whoa!”  He wants to pull her into his arms and warms her up, but knows better.  Instead her just stares at her and says, soberly, “You’re really cold.”

“I’m fine.” She repeats, sticking her chin out with bravado and all he can think about his how much he loves her spirit and how nuts she is if she actually thinks he’s going to let her stay in this ice box.

“Chica?”  He says softly, waiting to speak until she raises her face to look at him.  “We can do this the easy way or the hard way.  You can protest if you want, but I can’t let you stay here tonight.  It’ll be easier and quicker if you just pack some things and we go, but if you want to argue about it, I’ll wait.  Either way, I’m not leaving this apartment without you.”  He reaches up and cups her cheek in his hand, “For once, will you just do it the easy way?”

She presses her cheek into his hand for just a moment and his heart soars for a split second.  And then she crushes him.  “It’s not that bad.  Sergio and I were doing just fine before you barged in.” She spits back.

He looks at her with disbelief to find her glaring at him.  “Barged in?” He says more to himself than to her, pulling his had from her face and raking it through his hair, he had to wonder if he’d been wrong about this.  Despite all the teasing, he thought they had a connection.  He though she liked him.  He knew he liked her.  He realizes that he’s actually saying all of this aloud, but in Spanish thankfully. He swallows hard and looks back at her.  “I guess we’re going to do this the hard way.”  

He spots a big canvas bag in her kitchen and crosses the room to grab it.  He takes a quick stock of the moonlit apartment and his eyes fall on the door that must lead to her room.  He pushed through the door.  She’s following behind him still arguing, but he’s tuned her out and is focused on his mission, which is to get her out of here and to get both of them into the warm car and then to his house.  He was tired.  He was cold.  And he was sick of these games.  

He’d had plenty of fantasies about the two of them alone in the dark in her bedroom – or his – but this wasn’t in any of them.  

He pulled open drawers and randomly threw some of her things into the bag.  Moving into her bathroom, he does the same.  He knows that he’s talking, but it’s a rant and he’d not even sure what he’s saying.  He turns the faucet on before he leaves the bathroom and then heads to the kitchen to do the same, pushing the bag into her arms before he does.

He’s about to cross back to her when he sees her cat – in a Christmas sweater because of course her cat not only has, but actually wears, things like this.  In one fluid motion, he leans down and picks up the cat and walks straight to her apartment door and opens it.  “You’re packed, the water is running so your pipes don’t freeze, and I have your cat.  Let’s go.”  He nods towards the hallway.

She looks shell-shocked. “You’re mad.”  She says softly.  “Like…you’re really mad.”  He knows if he lets his guard down right now, it’ll take that much longer until her gets her to some warmth, so he just glares at her until finally, she takes a few steps towards him – stopping to put on a coat and hat – and then walks out into the hall and all the way to the truck.

The manners that his mama drilled into him are so ingrained that he finds himself opening the door for her and offering his hand before he has a chance to think about it.  She grips his hand and gets in the truck without argument or any sass.  He pulls the bag from her arms and gives her the cat before closing the door.

After throwing her bag in the back seat, he walks around the back of the truck.   As soon as he gets behind the tailgate –out of her line of sight – he stops and leans forward, hands on his knees, and lets out the breath he’d been holding in ever since JJ told him she needed help.  He let the relief wash over him for a moment knowing that she was safe – and warming up – inside his truck.  He stood and pressed a hand to his temple as the relief turned to regret.  He’d spent the past year and a half admiring this beautiful woman – going toe-to-toe with her round after round as she hassled him.  He’d always believed it would lead to something more – something real.  But tonight he realized that all might have been one-sided.  That banter he thought was flirtation was really just her dislike for him.  She’d made that crystal clear tonight when she’d chosen to stay and freeze in her apartment rather than call him for help.  After this crisis was over, he knew that he would need to get some distance from her.  He shook his head to clear his thoughts and then continued around to the driver’s side.

Once they were both buckled in, the navigated the snowy roads back to his house.  He hit one patch of ice and reached over to brace her – his hand landing on her knee.  She didn’t move – didn’t push him away – and when he glanced over at her, her eyes were trained straight ahead and she wouldn’t even look at him.  And he knew that they were over before they ever began.

As they enter his house, Roxie run excitedly to greet them and he hears her cat hiss.  “Sit.”  He says firmly to the dog and she stops dead in her tracks and does as she’s told.

For a moment it seems they’re all frozen.  Now that they’re here, he’s not sure what to say or how to act.  She hasn’t moved either, so he finally turns to look at her.  This time, he finds her looking at him – her eyes searching for his.  When their eyes meet, she hold his gaze and says quietly, “Thank you Luke.”

Luke.  She said his name. He can feel the hope already swelling back up, but he needs to keep it at bay. “It’s about damn time woman.” He says sharply, trying to hide his elation.  “You were starting to make me think you’re more trouble than you’re worth.”

“I am worth more than you’ll ever know, Newbie.”  She shoots back and he can’t stay angry.  After the way she just said his name, he knows he was wrong before.  They are building something.  And he wants to see where this can go.

He realizes that he’s been silent too long.  He can’t help the smile from forming as he leans in towards her and says, “Challenge accepted.”  

She smiles back at him and for a moment.  And then she shakes her head and backs off. “I – uh.  It’s late.  Sleep.”  She stammers.

He rocks back on his heels, out of her space. He nods towards the bedroom door, “Take my room.”

She looks to the door and then back to him and then back to the door.  “No, I can’t.  I can take the couch.”

“Penelope.”  He says softly.  “Take the bed.  Roxie & I will stay out here.” She nods and picks up the bag of her things and quickly disappears into his bedroom, the door closing behind her.

~*~*~

Penelope awoke the next morning disoriented.  Before she opened her eyes, she knew she wasn’t in her bed.  This bed was much more firm than hers, and the pillow under her cheek was memory foam.  Eyes still closed, she listened to see if sound would help identify her locale.  And then she heard the low snore and realized there was heat pressed up against her back.  She froze and then the previous evening came back to her.  Luke.

Oh jeez.  What had they done?  She remembered the way he looked at her and the way she’d responded, leaning in for a moment.  She remembered him telling her to take his room instead of the couch.  She protested once, but when he insisted, she accepted.  Once alone in his room, she remembered rummaging through the yellow bag to see that Luke had randomly grabbed almost nothing useful.  She didn’t expect to find anything matching, but there wasn’t even a t-shirt for her to sleep in, so she helped herself to his closet and pulled one of his over her head.  She’d found her toothbrush and a comb, but no make-up remover, or make-up for that matter.  None of her fancy face wash either.  Instead, she remembered washing her face in his bathroom using his soap, looking at herself in his mirror.  

Moving slowly as to not wake the man pressed against her, she pulled her arm out from under the covers and pulled them away from herself to look down.  She exhaled a sigh of relief to see that she was still fully clothed. Maybe he’d gotten up in the middle of the night and ended up back in his own bed out of habit – forgetting the she was there.

She slowly turned her head to peer at him over her shoulder.  “Oh god!”  She said and her whole body shook with laughter when she saw that it was Roxie pressed against her.  Stretching her arms above her head, she sat up and then pivoted her legs over the side to stand.  Once standing, she laughed even harder to see that Roxie was spooning Sergio.  Both asleep, both content.

After washing her face using his soap, brushing her teeth, and running a comb through her hair, she exited his bedroom and padded her way through his house.  She could smell the coffee, so she knew that he was awake somewhere.  She found him sitting on the loveseat in the living room, reading a book.

“Good morning.”  She said and he looked up at her and smiled.

“Afternoon is more like it.” He said casually, turning back to his book.

“Afternoon?”  She scanned the room and found a grandfather clock in one of the corners that indicated that it was 1:30.  “I never do this.” She tried to clarify.

“Chica,” He says with exasperation as he puts his bookmark in the book and closes it, “it was after one when I got to your place last night.  You were exhausted and needed your sleep.  We’re snowed in, so I let you sleep.”  He paused as he remembered the sight of her in his bed, her hair flared out across his pillow when he’d gone to get Roxie for a walk several hours earlier.  “You didn’t even wake up when your phone rang.  It was JJ, by the way, and I assured her that you hadn’t frozen to death at your apartment last night.”  He smiled, “Merry Christmas, by the way.”

“Wait?  What?”  She absorbed what he’d just said.

“Merry Christmas?”  He looked confused.  “Hanukah?”  He asked, looking for clarity.

“No, Christmas.  Definitely Christmas.”  She confirmed, then started again, “Did you say we’re snowed in?  And you answered my phone?”

He gestured towards the window and she turned her attention to the breathtaking view.  The entire world sparkled and snow covered everything she could see.  Now that she was warm – she could again appreciate the beauty. “We got another three feet overnight.”  He explained.  “They’re working on the main roads now, but we’re not going anywhere anytime soon.  And I didn’t answer your phone – I wouldn’t do that.  She called me right after she called you.”  Standing, he gestured towards the kitchen.  “Do you want something to eat?  Some coffee maybe?”

She nodded, the mere mention of food making her stomach growl and she realized she was famished.  He started towards the kitchen and she followed.  He opened a cabinet and pulled out a mug and then filled it with the already brewed coffee.  He turned to hand it to her and did a quick double take. “What?”  She asked defensively as she felt his eyes sweep up and down her body.

“Nothing.”  He shook his head.  “I’ve just never seen you without – “

“Make-up?  I know!  But you didn’t pack any of mine when you were stuffing things into that bag.  Do you know that I don’t have one single matching outfit to wear?  And no soap!  I had to wash my face with your soap. And – “ He silenced her with a finger against her mouth.

“Shoes.”  He finished, an amused twinkle in his eye as he pulled his hand back to his side.  “I’ve never seen you without shoes on.  I didn’t realize you were so short.”

“Oh.”  She said humbly, turning away from him.  Then, under her breath, she mumbled, “You probably didn’t even notice the no make-up or the fact that I’m wearing your shirt.”

“Penelope,” She turned as he said her name.  He handed the mug to her, but didn’t let go when her hands curled around its warmth, their fingers brushing together.  “I notice everything about you.”

His finger was moving slowly, caressing hers on the mug they held between them.  He leaned in a little closer.  She mirrored him.  He tilted his head a little and she followed suit.  She could feel his breath on her face as she closed her eyes – and then his phone rang and he pulled away.

He sighed and looked at his phone, “I’m sorry.”  He held the phone up so she could see ‘Mama’ on the display.  “I have to take this.”  He hit the button to answer the call and held the phone up to his ear, “Mama!  Feliz navidad!” He said and he walked towards the living room.

She didn’t follow.  Instead, she busied herself with finding something to eat.  She has expected to find nothing but some microwave dinners and beer in his fridge, but instead found it stocked with meats, fruits, and vegetables.  His pantry was also well-stocked and she realized that he was probably a much better cook that she.  Rather than embarrass herself trying to utilize all the hearty and wholesome ingredients she’d found, she made and devoured one of her specialties, PB&J.

She was just rinsing off the plate she’d used when he came back into the kitchen.  “Sorry about that.  My mama, she worries.” He rolled his eyes.

“That must be nice.”  She observed with longing.  “I lost my parents when I was 14.  I’d give anything to hear my mom’s voice – even nagging me – one more time.”

“I remember you said that ‘Garcia’ was from the family that took you in.  I’m sorry.”  He said soberly.

She shook her head, blinking back tears, “It’s OK really.”

“Hey,” He said softly, reaching out to cup her cheek with his hand, wiping away one lone tear with his thumb. “It’s OK to not be OK all the time.  I meant what I said all those months ago…If I ever become the someone you want to go when you’re crying, I’m here.”  He gazed down at her, watching her lips tremble, watching her trying not to break.  And he saw the shift when she let go.  She let out a huge breath and then the tears fell and she leaned into him and wrapped her arms around his waist, burying her face in his chest.  And he just held her until her tears ran dry.

[lunuanaki]

hc; velka + occult rebellion

So, this is what I’m running with. @ligetraesc had some input here (ask about his messed up face). It’s no less thought out than That One Wiki Thread, and far simpler if you ask me. It also explains Gwynevere’s absence and how Velka justified taking up against her own kind despite being a goddess of sin and absolution; therefore, balance.

Okay, so. First off, the general consensus seems to be “Velka is a powerhungry mf who randomly took up arms against her own kind and Havel was involved somehow and yeah it was totally her fault!111 That’s why Gwyn hates her!!11 Something something Seath…!”

Well… where does it say that, exactly? In game, all I can find is allusions to a “rebellion against the gods”, not against Gwyn specifically. Out of the game is another matter, there’s all kinds of crazy ideas strung together by people who don’t understand thatMiyazaki didn’t want us to know everything so that we would add our own depth.* I’m gonna add to the mad ideas pile right here. Things not covered include outside factors like Priscilla and Seath. Occult presence in the Painted World could be there for any number of reasons, but for the purposes of this post, it doesn’t matter - shit happens during wars. The time around where Gwyn left, Solaire was thrown out of Anor Londo and the curse began to permeate everything is so squashed up in my mind, and it makes sense that it would be. If Gwyn left, of course the shit would hit the fan all over the place. With Gwyn gone, Anor Londo is basically a free for all. If you’re of the school of thought that Solaire is the Firstborn, then regardless of whether or not he was still there, he was not a ruler anyone could have faith in, as demonstrated by his loss of a whole bunch of history, his own god status and his dad’s Van Halen mixtape. Gwyndolin is probably the best equipped to rule in his place, but never will for a host of reasons I’m sure I don’t need to go over. That leaves Gwynevere. Now, let’s talk about Flann. Who the hell is Flann? A flame-god, so potentially a relation of Gwyn - though not a close one. He’s all fire where Gwyn and his family are light, to paraphrase ligetraesc; all the destruction and none of the nurturing or moderation. A cousin, maybe? A nephew? Distant enough to marry Gwynevere, and close enough to have a claim to Gwyn’s throne, perhaps…?

Hmmm. Now we’re cooking. Let’s assume this is the case, and that Flann had his eyes on the prize from day one. What’s going to happen as soon as Gwyn leaves? He’s going to start gathering support for his claim over Solaire’s. Solaire, providing he’s still there at all at this point, would be known as rash and thoughtless. I really doubt all that loss of the annals business (literal or not) came as a shock to anyone, however tragic it was. It’s more likely that he was gone by then, though. I do not put any stock into the Sunlight Bladedescription, as Gwyn’s tomb is an empty placeholder that could have been built anytime; we all know Gwyn isn’t inside. It’s a mark of respect, is all, and its carving likely would have started long before Gwyn left, so that he would have the peace of mind in knowing that it was done and so that he could see the final product, his “official” resting place before he left - Solaire could have returned to leave the spell as a tribute to his father at any point.

Anyway. If Flann can paint himself as a good replacement for Gwyn, he will gain the support he needs from all over the human and lord regions. He could easily engage himself to Gwynevere, solidfy his position and move in for the throne. It’s worth noting that I believe Lordran to be pretty rigid in its gender roles on the whole, so Gwynevere would have had trouble being taken seriously as a lone Queen in a world full of Lords and Kings; so it’s somewhat to her benefit as well. At least this way she has Flann’s armies from his overseas homeland to back her up if someone wants to step to her. So, Flann is now in Anor Londo using Gwyn’s toothbrush. Enter Havel. Havel, aka Havel “The Rock” Johnson, is pissed. He was one of Gwyn’s closest friends and cannot stomach the thought of some puffed up little candle-flame trying to take his place over Gwyn’s own children. Incensed enough to turn to the occult for help in getting rid of this little shitlord, he approaches Velka. Velka has her own interests in this situation; namely that Gwyn’s family are her family to a certain extent, and whilst she understands that Gwynevere needs support, it cannot be denied that Flann has taken her crown from her. Now, I don’t see him requesting absolution, do you? Velka has been watching this with total disgust. Flann has discreetly committed treason by disrupting the line of succession and stolen her friends’ birthright**. She agrees to help Havel and his peasant uprising with the occult magic she wields, turning a human mess into an occult army. Flann may be a flame god, but he still has Gwyn’s remaining army around him, meaning he still wields lightning spells even if he can’t personally use them (which is all speculation). For example, we know the Dragonslayer and his electrified spear remained long after these events. I imagine he would have aligned himself with Gwynevere regardless of Flann’s presence, as he was one of Gwyn’s Four Knights, and his duty is whatever Gwyn would want. Meanwhile, the humans need to defend against him and his like; cue the Effigy Shield (which also contains a nice little snippet about the occult side going for Nito and failing). So, what happened?! Everyone lost, that’s what happened. The curse spread while this war went on; people were going hollow and being dragged away, adding another cause of death to the list for Havel and Velka’s army. Flann, though he’d have a reduced number as Gwyn’s loyalists abandoned him for the dark side, still had Lordsoul holders while all Velka and Havel had were numbers and anger. Havel was a skilled enough man to grab Gwyn’s attention, but Velka is not a general, and Havel cannot coordinate a war against gods on his own. When he hollows and is locked in the Tower, Velka is at a total loss. It’s no surprise that they lost. But, they made their mark on Flann before they did and sent him running back home with his new bride - still king in name, but with Anor Londo an empty shell, its people cursed and its halls empty, does it really matter anymore? Velka flees with most of her covenant behind her, never to be seen again (possibly until DS3). Gwyndolin is left babysitting a city he never wanted with the ghost of his sister and her insane guards, and maybe Velka won after all; because, while people talked of her ambition and her desire to rule as if it were a given, her final aim was to put Gwyndolin where his father was before and settle Flann’s debts (and soothe her itching soul) by erasing his crimes.

So, that’s about it, I guess! I might tweak this post if I think of more to add, but I want to keep it as simple as possible. I’ve got cotton wool brain today, so feel free to throw stuff at my inbox - there are definitely details I’ve thought of that didn’t make it into this post, but I can’t recall all of them.

Edit 1: From @sosayethlight;   #[I would add that I feel some humans were split between loyalty to Gwyn or Gwynevere or the Gods as an idea]#[and chose to fight ‘for’ her even while seeing Flann as an… Undesirable not!Gwyn]#[While others ignored her direct orders to stand down and accept matters]#[flocking to the Occult Rebellion and by proxy Velka and Havel]#[which might well explain where miracles UNIQUE TO GWYNEVERE come from in a certain archive…]#[war trophies from a knight-priest of the former Princess Guard..?] All of this, yes. I should have said as much about the humans being split myself, but I hadn’t thought of the spells in the archive. We areon fire if you’ll pardon the pun. OOHH, a double. :D

* I can’t find the interview now, but he used to read fantasy books in English - he didn’t actually read English well, and anything he didn’t understand, he used to just make up to fill in the story. This is what he said he was aiming for in Dark Souls. ** I believe the Gwyndolin vs Velka feud to have been cut from the game because it directly contradicts the idea of the Book of the Guilty being linked to both Velka’s covenant (via their indictments) and the Darkmoons; they can’t have collaborated like that if they were supposed to be enemies, so Team A made a decision to throw out one element or the other. They weren’t enemies in my mind - they were a team of sin stompers.

[generouslyteenagealpaca-blog]

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I am looking into financing a 2007 honda civic coupe ex. It is a 1.8 liter inline 4 motor. Front wheel drive and automatic with almost 68,000 miles on it. In florida, you have to get full coverage until you finish paying off the car. I am 23 with 2 traffic tickets. One for a stop sing violation and another for no proof of insurance. Both tickets were given to me at the same time almost 3 years ago. Thats the only 2 tuckets ive ever had. I live in the country as well because i know that matters for a quote. But with this information, what would be a good estimate on how much full coverage insurance would be on this vehicle? Thanjs in advance.""

Why is car insurance more expensive based on age than value?

I am trying to shop for a new car but I want to know if I can manage the monthly expenses such as insurance and gas. I am interested in the 2011 Nissan Altima 2.5 S Coupe the Kelley Blue book value for the car is $17,000. The car has really good gas but I was shock to see the estimated quote for car insurance to be over a $100 a month. I was also interested in the 2008 Lexus IS 250 and the Kelley Blue Book value is $21,000. The gas for the car is okay but not as good as the nissan but the estimated car insurance quote to my surprise was only $45 a month. That doesn't really make any sense shouldn't it be more expensive since the car is worth more?""

Can you get car insurance without a license?

I want to buy a car without a drivers license. Can I get insurance for the car if I use another name of a person with a license?

How to stop the direct debit car insurance and switch to another?

I want to stop my current policy with RAC.. and switch to another car insurance which is cheaper. How do I go about doing this? I pay monthy.

I double paid home insurance?

I just found out that I paid my homeowners insurance seperate and my morgage is paying for it as well. Its been 2 years....should I ask for a refund or what?

How much should my car insurance cost?

I am 16 year old girl, will be driving a two door 1995 Honda civic, and have 4.1 gpa in school.""

If I provisionally insure myself then will my insurance be cheaper when I pass?

I'm 17 and I was wondering if I bought provisional insurance on my car then would it be cheaper to insure after I pass than it would if i didn't have it?

What are we paying for when we buy car Insurance?

Does any one notice that we shell out thousands of dollars from our income for car insurance, and the insurance company gives us nothing back? Sure, if we get into a car accident, they cover the costs, but then they raise your rate. And you are paying far more than the cost of the accident anyway. And then if you don't get into an accident, what is all that money for? They don't give it back. I just think its odd that we are required by law to pay for nothing, after we already have paid for the car. And then if you don't, you are penalized and punished, so you are given no choice. But really, you're paying all this money and getting nothing back. WTF""

Mazda Miatia Insurance Costs!!!?

I am 18 years old and am in the process of buying a mazda miata. I am looking to buy one between 2002-2005. how BAD will the insurance be on it for someone my age? LIke minimum coverage, just Liability and Uninsured Motorist.""

Home insurance automatically renewed can I get my money back?

Firstly, yes I am an idiot and should read my post more carefully.... I have just realised that I have been paying two sets of home insurance for a year because my previous years had been automatically renewed.....can I get my money back?""

Replace Old Car Insurance or Go With a New Policy?

I just bought a new car and quoted Progressive about replacing my old car with the new one, seeing how much a difference the premium would be. It got a little high, to say the least. When I tried just going through adding a new vehicle alongside the old one, the premium was about what I paid on the old vehicle originally, only with comprehensive and collision added. My question is, should I go with a completely different company rather than Progressive, let the old car insurance expire, and just get on a better rate elsewhere for new policy holders? I'd appreciate any help.""

Where can I get low cost life insurance for my parents?

My parents are getting older now and I was wondering where was a good reliable place I can obtain low cost life insurance for them in case something happens to take care of their bills and wishes? I've seen ads on TV and the internet, but I can't tell who is a reliable company and it would be great if they don't have to go through a medical exam. I'm not looking for a million dollar policy or to get rich, just something reasonable to help take care of their bills and stuff should the worst happen.""

Why is the co-pay for dental insurance more expensive than health insurance?

I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?""

What auto insurance company take people with only permit?

I was told that there are insurance companies that take people like me, without a driver's license. But I've been calling a lot of insurance companies and start getting frustrated. Please, can someone tell me what are the companies take people like me? Thank you so much!""

What are the insurance rates of a 2002 Chevy Cavalier Z24?

Its a 2 door 5 speed z24 cavalier with everything and the guy wants 2650 and it has 99k miles on it. Im also a 16 year old new driver.

How much would the insurance cost for a 2004 Subaru impreza wrx. Not sti.?

Im 17... So it normally costs more for me anyway. My dad and mom has had geico for a while now. My dad says I can't get it cuz the insurance will cost too much on a turbo car. I can't live without a turbo car!!!!!

Can I take my soon to be husbands insurance for Pre existing condition?

My fianc and I are getting married in 6 months but my health is going down hill fast. He said we could get married sooner and I could get on his group insurance but will they accept Pre existing conditions on his work plan and I can start to get treated with his insurance and how long does it take to be active? Thanks!

""Will an unpaid emergency room bill keep me from being able to buy health insurance, OR hurt my credit rating?

I have an emergency room bill which I have not yet paid and I'm wondering if it will keep me from being able to buy a health insurance policy and if the unpaid bill hurts my ...show more

Volvo S60 insurance for 20 year old new driver? UK?

I am looking to insure a Volvo s60, I'm a new driver and 20. I understand this car has a large engine at 2.5 litre diesel. However it is not deemed a racing car and it has many things positive - It's a very large and safe car (much safer than your Clio, Corsa or Saxo), It isn't a racer's dream, it's big in all ways - And is viewed as a family vehicle. It's robust, chunky and it's a car I would feel very safe in and it would be driven sensibly. Would they insure me and for how much? (UK answers please, thanks)""

What is insurance?

What is insurance?

""I need car insurance, but have a terrible driving record right now. Any suggestions?""

How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""

Question about Auto insurance?

I got mylicence recently but got no insurance. Can I drive someone else's car if I do not live with them, nd they have it insured, and their insurance will cover a wreck if I have one?""

direct car insurance quotes online

direct car insurance quotes online

Is the a law the people without auto insrance in california are at fault?

i wasuder the impression that there was a law passed that make it to be where if someone witout insurance gets in a accedent that it becomes there fault if this is trueplease let me know and if you know the law information please ad that

Insurance quotes and reviews?

l've found a reasonable insurance price on a Vauxhall Corsa 1.0 litre Club, but l was curious as my Dad has never heard of this company so l reviewed it and it said 1* for most websites! Should l go by reviews or does it matter? l want to make sure that it is a reliable insurance company just in case anything was to happen! lt's called Brokerking. Thanks in advance xxx""

19 year old female just passed driving test. need cheap insurance quotes. is anyone else in the same situation?

i am a 19 year old female and have just passed my driving test. i know the insurance quotes i get are going to be expensive but does anyone know who is best to go with (cheapest) and is anyone else in the same situation? Thanks

Car Rental Insurance?

What happens if you rent a car and decline any coverage? I was told that if you were involed in an accident you would have to make a claim with your own insurance company. What if you don't own a car and thus don't have an insurance company? Are there limits to the amount of responsibility of the renter? I mean if the car is totaled does the renter really have to replace the entire cost of the car out of his pocket as well as damage to the other car and injury to it's occupants? I know i'm not alone in declining insurance. But if I got into an accident I always assumed I would just be responsible for a deductable and not the total amout of damage to the cars and injuries. Serious answers only. I really don't need to hear yes, you need insurance or you're screwed That tells me nothing.""

What kind of vehicle would have the cheapest insurance?

I need to buy a new car, and have pretty high insurance. I was wondering what types of vehicles would have the cheapest insurance for a newer car (2000+)""

Can anyone supply me with a link to get a FREE driving record report...without a hidden cost?

Needing to get insurance but need a report of driving record...every link I click on it ends up costing something....

Where can I get a cheap health insurance?

health insurance is so expensive... where can I get those health insurances?? especially the cheap one... yea...the best cheap..not the worst cheap

How much is car insurance?

we are moving to newmarket, ontario. we are wanting to get rough ideas about the cost of car insurance. i hear it is quite expensive but was wondering if someone could illustrate in some way or give an example of how it is worked out. also could someone reccommend a trustful dealer?""

What are the cheapest cars to insure as a 17 year old male that wants to buy a car in a budget of 1500 pounds?

i know insurance insurance is sky high but which cars can i get with a maximum budget of 1500 pounds that are good reliable cars and have a good name like VW etc i wluld prefer not to have a vauxhall renault pegeout etc and ford is last resort only

""I haven't had car insurance for the last 8 years, am I going to pay high rates?""

I've lived in the city since 2002 and haven't owned a car. I'm now moving out, and will need a car once again. Does this mean I'm going to pay high rates, or it won't matter?""

Does it cost to switch car insurances?

I need to switch my car insurance to get a lower rate per month. How much would I generally pay to switch or get new insurance?

Car insurance?

I 've gotton two tickets within four months of each other. What are the chances that my car insurance rate will go up and by how much? i live in california and have Mercury Insurance.

""Does anyone know where to get cheap car insurance (Ontario,Canada)?

My husband and I just bought a car today and we have not applied for our insurance yet we are planning on applying tomorrow(if there not open) then Monday. Does anyone know of a good insurance company we just had a baby 2 months ago so we are really trying to save money if anyone knows a good place would you please let us know. Thank you very much.

Can my ex-wife insure our kids through her husbands insurance?

My ex-wife is required to carry our kids insurance. She switched jobs and is now insuring kids under her husband. My only concern is, if he decides to leave her or gets pissed off he can drop my kids from insurance. Since he is not legally obligated to insure them. He is not adopting them. He is not legally bound to take care of them. Is my concern valid?""

Health Insurance for individuals in the Seattle are?

Fifty year old healthy couple looking for some good but AFFORDABLE health insurance. Currently have Regence Blue Cross and just got hit with a 30% increase. Ouch!! Hardly use it, ...show more""

If the supreme court finds health care law unconstitutional would i have to buy car insurance?

most of the health care debate is about weather the government can make a person buy a specific product such as health insurance. If the court finds that the individual mandate is unconstitutional would this mean that the government would not be allowed to require people to buy car insurance. and if so would I be able to take this to my state supreme court to question the constitutionality of having to buy car insurance?

Which is the best insurance for pregnancy ?

We are planning a kid in the near future. What insurance policy should I get so that out-of-pocket expenses are minimal ...... HMO, PPO ? Which is the best ? Please advice.""

Best place to get term life insurance?

Best place to get term life insurance?

Car insurance confusion: Honda Jazz & Ford Fiesta... help please?

Hi there guys, I am sorry if this is a boring run of the mill question with an obvious answer, but I am seriously confused! I have two prospect cars to chose between, one is a Honda Jazz, and one is a Ford Fiesta, now to my knowledge the Jazz's insurance group should be around 11-14, (new 1-50 ranking) and the Fiesta should be around 8. A number of sites have confirmed this to be true. But trying to get actual insurance quotes, the Jazz is coming out cheaper, by at least 300. (This is with my details and the rest of the policy identical) I thought insurance group was the only factor of the car that changed the insurance, or is there another factor? I am a newly passed driver if that changes anything?""

What's a good health insurance?

Im looking for a good health insurance for my mom. She is 61, healthy, never smoked and never into alcohol. She just moved here in California. Thank you""

How much is your car payments/insurance total?

For a month. Cause everyone is saying I need my license. I want to but I will be moving to Philly and I will take public transportation.

Parents Insurance?

If I'm on my parents Insurance and I go to a doctors appt without them knowing will it show up on there insurence statement?

Where is the cheapest place to get taxi insurance in Northern Ireland.?

I have 7 years no claims on a taxi insurance and looking to see where i can get the best deal . Cheers

What would be the average cost on home insurance?

just an estimate, i have no clue is it 30$ a month, 100, 200, 300, 500?""

Car insurance for young UK drivers and fronting? Whats Best?

I've just passed my test. But, the next thing is a car, but the main problem is the insurance... I've looked at companies that offer a smart box which supposedly lowers the insurance, but i'm going to have to be the main driver on the policy and with a box through co-op I was quoted 5000! And as i'm under 18 they wanted it all in one lump sum!! The reason it was so high was because I have absolutely 0 years claims and i'm the main driver. I've spoken to my mum and dad about them being the main driver and me the named, but they both have a car each and are being very stubborn and keep saying they won't be the main driver as they wouldn't be the person driving it the most (I would be). They keep saying this is illegal and called fronting and if anything happened the insurance companies would look for anyway to not pay up. Everyone one at college that I know does exactly what i'm proposing to my parents... They keep saying if something was to happen then they would be the ones not able to get insurance again and therefore would loose their job as they need their car for their job. If I crashed, or the police pulled me for some reason then I would be insured, so what could they do? Do you think my parents are being awkward about it, and what can I say to make them think otherwise? (Someone I know has a dad as a taxi driver and he is the main driver on his car, as well as his own!) If anything unfortunate happens whilst i'm driving, like a crash, how will the insurance company know who's been driving it the most? What would they do? Should i persevere with my parents (what can I say to them)? And who else is good to try and insure with? I'm thinking of a 1999 Polo or Corsa, just a cheap 750 run around for college Thanks :)""

direct car insurance quotes online

direct car insurance quotes online

I crash today i have no insurance and my car is under my bfs name and insurance..so i just gave the insurance?

to the guy that i crash..hes going to call the insurance..im scared i havent told my bf and i dont want to..do i need to file something i dont really know im scared plz help me and i wanna know how much is goin to be

How much would my insurance be if...?

I am a 20 year old female and I've been having car troubles with my 2010 Toyota Corolla. The cost of repairs is becoming more and more expensive even though I take very very good care of my vehicle. So therefore, I am purchasing either a new 2013 Chevy Camaro or a used 2014 Ford Mustang with 4000 miles for a steal of a price. Right timing I guess. Anyway I am looking for full coverage less than $300. I know that these cars are not considered sports cars in the insurance world I was told many times because they both posses V6 engines. If anyone has insurance or knowledge about the criteria I have provided please inform me of the best/cheapest insurance I can get. No mommy or daddy jokes, because i am paying for my vehicle and insurance, thank you very much! Please be respectful!""

Is commercial auto insurance much more expensive than personal?

I have a little Mr. Fix it business on the side and I carry a few tools in my SUV. I am thinking of getting a commercial auto policy. Will it be more expensive than personal and how ...show more

What is a good looking car that is cheap on insurance?

I am 15 and I am trying to figure out which car would be the best for me. I want to nice looking car that is not to fast because the insurance will be to much. I was looking at the Honda Civic and the Mazda 3. Any ideas? I do not want to spend more than 7 grand.

Cadillac Insurance Plan Question?

What would b a good example of the deductible , copays, coinsurance, lifetime max for a Cadillac Insurance Plans""

Am I covered under my parents' car insurance?

I am sixteen years old and I will be added to their insurance soon, but in the meantime, am I covered if anything happens? The car is insured under liberty mutual and I do no not often drive their car, but I need to use it to get to school tomorrow. What will happen if I get into an accident with an insured car under my mom's name and not mine?""

""If someone else drives my car while I'm in the car, but they're not listed on my insurance, is this legal?""

My boyfriend and I are over the age of 25 and live together. We are not listed as drivers on each other's car insurance policies, so I was wondering if it's legal for my boyfriend to drive my car while I'm in it or for me to drive his car while he's in it. If we get pulled over or get into an accident, are we covered by the other person's insurance? Will we get in trouble for not being listed on the insurance of the vehicle we're driving?""

Car insurance over 2 years break?

i havent had any car insurance for 2 and half years but if i go back to whom i was insured with will i be able to retieve my no claims discount of 70%

Car insurance for diabetics?

So I'm relatively new to the world of driving at the age of 23 and I am also a Diabetic trying to find cheapcar insurance that would cover me. Anyone know of any insurance agencies that won't drastically raise my insurance costs because I'm a diabetic, or any low cost ones that cater to diabetics?""

""Im 18, how expensive would insurance be for me?""

Im 18, B average, live in Los Angeles, no tickets/crimes, and the bike im looking at is a 250cc. What do you think my rates will most likely be? I want to use it for school""

Does raising your car insurance's deductible really save you money ?

* Does raising deductible on car insurance really save money ?? * Is it worth it and * How much money would you save if you raise your car's deductible from 500 to 1000 dollars Any information would greatly be appreciated....Thanks :)

Can a car insurance company lower the estimate?

Ok here is my dilemma: I got in a car accident about a week ago, the other driver is at fault. I went for the repair estimate to the agent #1, he was ready to write a check for $1500, but I was wondering how much they would pay if they totaled the car, in a couple of days I got a phone call and the agent#2 said that the vehicle is gonna be a total loss and said they would pay $2300 and take the car. I decided to just take the $1500. Agents #1 and #2 directed me to an agent #3, I explained the whole situation to him and he said he would issue $1800 if I want to keep the car BUT I would have to get a salvage title for the vehicle first due to the state law. The state law requires a person to get a salvage title if the repair cost is 75% or more of the vehicle total value. I do not want to get a salvage title for the vehicle and I told him that the original estimate given by the agent #1 was $1500, not $1800 which is less than 75%, to which he responded I believe we still had some items open when you got that estimate . he will check it and call me back. 1. Can I just lower the estimate to original $1500 so I would not have to get a salvage title for the car? Any law that allows me to lower it? 2. Will the insurance company receive any benefit if they pay me more money but I will have to salvage the car? Why do they wanna do it?""

Which insurance is cheapest for young drivers?

My parents are making me get my own insurance and I'm 18 and live in PA and plain on getting a 96 Cavalier don't know if this will help any but here us the VIN: 1g1jc124xtm104843 thank you

Problem with insurance?

I got in an accident that I am not in fault. Basically I was stopped at the intersection behind the red lights. A car from opposite side ran the red light hit the crossing car and the second car spin and hit my car. I have full caoverage and fixed my car with my insurance and have my insurance claim the money from the first driver insurance company. I rent a car under my coverage and also pay $500 deductable to fix my car. Now is almost a month pass and I keep calling my insurance to know if they got paid by the other insurance and requesting to pay me back for rental and the 500. My insurance is telling me that they may not be able to get ever thing they might be get only the cost of the fixing my car. What should I do? Should I sue my insurance or not?

Van Insurance advice please?

My van insurance is up for renewal so i need a good cheap insurance provider with good uk only call centres, i have tried all the price comparison sites and they seem to give quotes from other comparison sites rather than one good provider, please help because it is doing my head in!! Thanks""

How much will health insurance cost us?

My boyfriend and I are considering moving to the United States, the state of Florida. We have pre-existing conditions, neurological and we are 36 years old. We would like to know how much money we will have to paid monthly for a health insurance that covers costs such as medical visits, exams, prescriptions and dental care.""

Do I need my own car insurance?

I have paid my car off to my mom. She paid for it initially and is the listed owner of the vehicle. I'm 20 years old. Since she is the owner does that mean she will always have to be the primary driver listed on the insurance? If I move out after I graduate in a few months, do I need to get my own insurance plan on the car or stay on hers? I plan to keep her house as my permanent address for at least a few years until I really settle down. It would be cheaper to stay on the plan with her, but can I do that if I don't live in the same household?""

Can I have an estimate on my car insurance?

I am an 18 year old male, in the state of Pennsylvania who is gonna buy his own car. I have never been in a car accident or gotten a ticket in the past 2 years I've been behind the wheel (with my moms car). I also have State Farm insurance. Can someone let me know how much It would cost if I got a car insured under my moms insurance? Or maybe if it could be cheaper for me to get my own plan? Thank you!""

I'm in college with no health or dental insurance... What are my options?

My parents don't have any health insurance either, so being on one of their plans isn't an option. I'm kind of stressed out because I have asthma and my wisdom teeth are starting to really bother me, but I don't make nearly enough money to take care of either problem. As of today what are my options for affordable health/dental care until I graduate and can afford life?""

Which car insurance company is cheap and good?

I have All State but its too expensive I am single so i have to pay $845 for 6 months

Car Insurance??

Does anyone know of any car insurers who will insure me on a car that I do not own? Basically it will be a lease car through a car hire company and I am required to arrange my own insurance

""Who, out of the two of us, is likely to pay more for car insurance?""

My partner and I don't live together, but we share her car. She has just recently had 6pts added to her driving licence, as for myself, I have always had the use of a family car now and again, I have been insured to drive, but haven't owned my own car, for over 25 years, which of us will have to pay more for insurance, at roughly what percentage?""

Homeowner's and Auto Insurance?

We've been with Allstate for home and auto insurance for over 30 years, and they have recently starting screwing with us about renewing out Homeowner's insurance. We're pretty sure they are nitpicking about things because they are not writing new policies for Californians, but are keeping existing customers for now. Anyway, I went to the Auto Club this morning and got quotes from them for Home and Auto Insurance and their prices are much better than Allstate's. What I want to know is anyone's experience with AAA insurance. Are they a good company to insure with, any problems, etc? Thank you for any information you can provide.""

Anyone know insurance companies that will sell life insurance to severely obese people?

Anyone know insurance companies that will sell life insurance to severely obese people?

A question about Group Medical Insurance and Life Insurance?

ok my friend will be working @ braums as a full-time .. and she told me that she will get life and medical insurance without even paying for them.. is that true? so lets say she cut her hand and now she need to have a surgery does that really mean that she will get surgery for free? and whats the difference between Group Medical Insurance and Life Insurance? and if she is not right that can u tell me how does it work? here is the link read the benefits @ the top of the page

direct car insurance quotes online

direct car insurance quotes online

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